Perspectives on money, decisions and what comes next.

Growth is usually treated as the ultimate sign that a business is doing well. More customers. More sales. More employees. More revenue. But there is a paradox that surprises many…

A business can be growing, profitable and busy while having more and more cash tied up in its operations. One of the reasons is working capital. The term can sound…

“Business is profitable, so why does the bank account feel empty?” It’s a question worth taking seriously. When the profit figure and bank balance seem to tell completely different stories,…

The easiest way to understand profit and cash flow is to stop thinking about them as competing numbers. They are simply measuring different things. Let’s use a simple example. Imagine…

One of the most confusing situations in business is when a company appears profitable but cannot meet its obligations. How can that happen? The answer starts with understanding that profitability…

A profitable business sounds like a healthy business. But profit alone doesn’t guarantee survival. A business can have a commercially attractive model, growing sales and positive profit while still experiencing…

A business can be profitable on paper and still struggle to pay its bills. That sounds contradictory. If a business is making a profit, where did all the money go?…

One of the easiest ways to misunderstand a business is to assume that money earned and money received are the same event. They aren’t. A sale can happen today. The…