An ongoing collection of Jonathan’s thinking on financial wisdom, leadership and the human judgement behind better choices.
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A pay rise feels like progress. More money comes in. You can afford better things. You can enjoy more experiences. You have more choices. But what happens if your lifestyle…
There was probably a time when you thought a certain amount of money would be enough. Maybe it was a salary you dreamed about when you were younger. Maybe you…
A decision failed. The numbers are disappointing. The expected result never arrived. The project did not work. The investment of time and resources produced less than expected. So was the…
You might think lifestyle creep is a problem for people who suddenly start earning more than they ever have before. But it doesn’t stop there. Someone earning a modest salary…
A pay rise should feel good. You’ve worked for it. Your income has increased. You have more money coming in every month. So naturally, you want to enjoy some of…
One of the strangest things about earning more is how quickly the improvement can stop feeling like an improvement. You get the pay rise. You move somewhere nicer. You start…
Lifestyle creep rarely begins with one big financial decision. It usually starts with something much smaller. A slightly better apartment. A nicer phone. A few more meals out each month….
There is always another number. A higher salary. A larger house. A better car. A bigger investment balance. A more expensive holiday. A new financial milestone. The strange thing is…
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